- HOME
- ABOUT US
NEWSLETTER- DIGITAL MEDIA
VIDEOS- INVESTORS INFO
- Israel Basic Information
- Tel Aviv Stock Exchange
- Israel Ministry of Finance
- Foreign Investment in Israeli Equities
- CFO Forum - The Israeli Forum of Chief Financial Officers
- Israel Economic Review
- Successfully Accessing International Capital: The Investor Relations Story
- Developments at the NASDAQ OMX Group
- Developments at the London Stock Exchange
- Developments at the NYSE Euronext
- The Association of Publicly Traded Companies
- NEWS & EVENTS
- SERVICE PROVIDERS
- CONTACT US
 |
Bank Leumi le-Israel B.M. |
- General
- Message to
Investors - Management
& Directors - Financial
Data - Products
& Services - Main
Clients - News
- Videos
- Other
Sources
   |
|
With 13,600 employees and over two million customers worldwide, Leumi specializes in providing services for large corporations and mid-sized companies, international financing, and wealth management for private banking customers. In Israel, Leumi commands a 30% market share, which is based on a wide and diversified clientele. The bank is active in retail, commercial and corporate banking, including construction and real estate, global private banking, mortgages, and capital market and credit card operations. As of December 31, 2011, shareholders' equity of the Leumi Group amounted to $6.2 billion, and total assets reached $95.8 billion.
Israeli subsidiaries include Leumi Mortgage Bank Ltd., The Arab Israel Bank Ltd., Leumi Card Ltd., Leumi Partners Investment House Ltd., Leumi Capital Market Services Ltd., Leumi Real Holdings Ltd., Leumi Industrial Development Ltd., Leumi Agricultural Development Ltd., Leumi Leasing & Investments Ltd., Leumi Finance Company Ltd., and The Bank Leumi le-Israel Trust Co. Ltd.
Foreign subsidiaries are located in the US, the UK, Switzerland, Luxembourg and Romania. In addition, the Group has holdings in non-banking sectors. Leumi customers benefit from innovative products and sophisticated service offerings, advanced banking technologies, tailored solutions and over 100 years of sound investment expertise. Throughout the world, Leumi gives its customers the convenience of a local bank and the sophistication of a multinational institution.
Since its formation, Leumi has been an active partner in the community. As part of its ethos, the Bank donates to different institutions and organizations in the areas of education, children and youth, culture and art, community and society, and health. In the past few years, the Bank has emphasized its support of education and the development of leadership and social involvement among young people. As part of its overall commitment to the community, Leumi encourages its employees to become involved in the community, and provides them with the infrastructure and opportunity to volunteer and contribute.
Leumi is rated by Standard & Poor's, Moody's and Fitch.
|
Three Months Ended
December 31 |
||
|
Income Statement Data ($m) |
2011 |
2010 |
| Interest Income* |
515 |
560 |
| Net Interest Income |
414 |
505 |
| Pretax Income |
98 |
189 |
| Net Income |
164 |
132 |
| Diluted Earnings Per Share ($) |
0.11 |
0.09 |
|
*before provision for credit losses
Data translated at the NIS/$ exchange rate of 12/31/11 |
|
|
|
Year Ended December 31 |
|||
|
Income Statement Data ($m) |
2011 |
2010 |
2009 |
| Interest Income* |
1,976 |
1,945 |
1,838 |
| Net Interest Income |
1,794 |
1,792 |
1,441 |
| Pretax Income |
577 |
787 |
820 |
| Net Income |
507 |
621 |
556 |
| Diluted Earnings Per Share ($) |
0.33 |
0.41 |
0.37 |
|
*before provision for credit losses
Data translated at the NIS/$ exchange rate of 12/31/11 |
|
|
|
| Balance Sheet Data ($m) |
12/31/11 |
12/31/10 |
|
Cash & Equivalents |
13,882 |
7,865 |
| Net Loans |
63,156 |
58,618 |
| Total Assets |
95,748 |
85,926 |
|
Total Equity |
6,184 |
6,179 |
| Data translated at the NIS/$ exchange rate of 12/31/11 |
|
|
| Key Financial Ratios |
12/31/11 |
12/31/10 |
| Loans/Deposits |
84.8% |
88.7% |
| Avg. Total Equity/Avg. Assets |
8.3% |
10.3% |
| Return on Equity |
6.8% |
7.0% |
| Return on Assets |
0.5% |
0.7% |
|
|
|
| Business Summary |
12/31/11 |
|
Overall Credit
Risk to the Public |
|
| Households |
32% |
| Construction and real estate |
22% |
| Trade, hospitality, transportation and communications |
12% |
| Financial and business services |
16% |
| Industry |
14% |
| Public services |
3% |
| Agriculture |
1% |
|
|
| Dividend Policy |
| On March 24, 2010, the Board of Directors decided not to set a dividend policy in respect of 2010. |
| Main Shareholders (March 27, 2012) |
|
| Government of Israel on behalf of the State of Israel |
6.03% |
| Shlomo Eliahu Holdings Ltd. and subsidiaries and associated companies |
9.59% |
| Public |
84.38% |
|
|
|
Mortgages Leumi Mortgage bank Ltd. is the oldest mortgage bank in Israel. The bank's activity is concentrated in the retail market - individuals wishing to purchase apartments or other real estate, young couples, new immigrants etc. In addition, the bank provides retail credit secured by a mortgage on an existing asset. The Bank provides the following types of loans: index-linked with fixed or floating rates of interest; unlinked with interest; and loans in US dollars. |
|
Leumi Credit Card The Bank’s principal credit card activities are carried out by its subsidiary, Leumi Card Ltd., which issues credit cards, provides acquiring services, and develops payment solutions. Leumi Card was established in 2000 and has licensing agreements with the international Visa and MasterCard organizations. |
|
Leumi Digital Leumi Digital is a variety of cutting edge online, cellular, self service kiosks and call center services that provide quality banking services. With Leumi Digital, customers can perform account transactions quickly and efficiently, anytime and anyplace, via the internet, from a cell phone, via our call center or a self service kiosk. |
The Leumi Group Financial Statements for 2011 March 29, 2012 - Net Profit of NIS 1.891 billion ($495 million) for the Leumi Group in 2011 More Info
Leumi Board of Directors Appoints Ms. Rakefet Russak-Aminoach as President and CEO, Subject to Bank of Israel Approval More Info
Leumi Completes the Acquisition of Banque Safdie SA in Switzerland for 143 Million Swiss Francs More Info
Bank Leumi: Net profit of NIS 1,273 million ($343 million) for Leumi in the first nine months of 2011 More Info
Bank Leumi le-Israel B.M. and YouTube are Re-launching the Online Campaign to Promote the Bank's Charitable Giving & Renaming it to "Two Million Good Reasons" More Info
Bank Leumi USA Announces Steven H. Lavin is Appointed Chairman of Board of Bank Leumi USA More Info
Leumi Partners Buys 11.26% of Avgol Industries plus Option for Additional 8.32%
All Announcements
Bank Leumi and its outgoing CEO Galia Maor have agreed an extended cooling off period. More Info
Bank Leumi notified Delek Real Estate unit Carmel Beach Resort 89 Ltd. that it must repay the debt, which it guarantees. More Info
Three US citizens, Iranian-born Jews residing in Los Angeles, opened a bank account and transferred money to Bank Leumi's main branch in Tel Aviv. More Info
Bank Leumi Le Israel (LUMI.TV) said Monday that its appointment of Rakefet Russak-Aminoach as chief executive has been approved by the Bank of Israel. More Info
Bank Leumi had the biggest gain on the Tel Aviv 25 on the day's largest trading turnover. More Info
If controlling cores in the other banks disappear, the Bank of Israel believes that the new rules will apply to most of the country's banks. More Info
Shlomo Eliahu says that he has given up his dream of controlling Bank Leumi in order to buy Migdal from Generali. More Info
Deputy CEO Russak-Aminoach has been groomed by outgoing Bank Leumi chief Galia Maor to be her successor. More Info
Bank Leumi Le Israel (LUMI.TV) said Sunday it plans to cut 800 jobs over the next three years, as part of a streamlining plan that will save the company up to 1.2 billion shekels ($324 million). More Info
Galia Maor will leave her post as Bank Leumi CEO on May 1. More Info
Bei Leumi handelt es sich um die größte Bank Israels und eine der führenden internationalen Finanzgruppen mit einer der am besten entwickelten digitalen Bankenplattformen weltweit. Gegründet im Jahr 1902 umfasst Leumi ein Netzwerk aus 270 Filialen in Israel und 61 Büros, die strategisch günstig in den wichtigsten Finanzzentren in 17 Ländern auf der ganzen Welt verteilt sind, darunter New York, London, Zürich und Luxemburg.
Mit 13.600 Mitarbeitern und über zwei Millionen Kunden weltweit hat sich Leumi auf Services für große Gesellschaften und mittelgroße Unternehmen, internationale Finanzen und Vermögensverwaltung für private Bankkunden spezialisiert. In Israel verfügt Leumi auf Grund seines breiten Kundenstamms über einen Marktanteil von 30%. Die Bank ist im Privatkunden-, Gewerbe- und Unternehmensbanking tätig, wozu Bau und Immobilien, globales Privatbanking, Hypotheken sowie Kapitalmärkte und Kreditkartengeschäfte gehören. Am 31. Dezember 2011 betrug das Gesamtkapital der Leumi-Gruppe $ 6,2 Milliarden. Die Gesamtvermögenswerte erreichten $ 95.8 Milliarden.
Zu den israelischen Tochtergesellschaften gehören die Leumi Mortgage Bank Ltd., die Arab Israel Bank Ltd., Leumi Card Ltd., Leumi Partners Investment House Ltd., Leumi Capital Market Services Ltd., Leumi Real Holdings Ltd., Leumi Industrial Development Ltd., Leumi Agricultural Development Ltd., Leumi Leasing & Investments Ltd., Leumi Finance Company Ltd. und die Bank Leumi le-Israel Trust Co. Ltd.
Ausländische Tochtergesellschaften haben ihren Sitz in den USA, UK, der Schweiz, Luxemburg und Rumänien. Außerdem verfügt die Gruppe über Anteile in anderen Bereichen, die nicht zum Bankensektor gehören. Die Kunden von Leumi profitieren von innovativen Produkten und anspruchsvollen Serviceangeboten, fortgeschrittenen Banktechnologien, zugeschnittenen Lösungen und über 100 Jahren Erfahrung in Form fundierter Investmentexpertise. Auf der ganzen Welt bietet Leumi seinen Kunden den Vorteil einer lokalen Bank und den Anspruch einer multinationalen Institution.
Seit seiner Gründung ist Leumi aktiv in der Gesellschaft tätig. Als Teil ihrer Gesinnung spendet die Bank an verschiedene Institutionen und Organisationen im Bereich Bildung, Kinder und Jugend, Kunst und Kultur, Gesellschaft und Gemeinschaft sowie Gesundheit. In den vergangenen Jahren hat sich die Bank außerdem verstärkt um die Förderung der Bildung, die Herausbildung von Führungskräften sowie die soziale Einbindung im Hinblick auf junge Leute gekümmert. Als Teil ihrer Gesamtverpflichtung gegenüber der Gesellschaft fördert Leumi ihre Mitarbeiter dahingehend, in der Gesellschaft aktiv zu sein, und sorgt für die notwendige Infrastruktur und Möglichkeiten, sich freiwillig zu engagieren und mitzuwirken.
Leumi wird von Standard & Poor's, Moody's und Fitch bewertet.
Leumi est la plus grande banque d’Israël et un groupe financier international leader, disposant d’une des plateformes bancaires numériques les plus avancées au monde. Fondée en 1902, Leumi comprend un réseau de 270 filiales en Israël et 61 bureaux stratégiquement localisés dans les centres financiers clés de 17 pays du monde, dont New York, Londres, Zurich et le Luxembourg.
Avec 13 600 employés et plus de deux millions de clients à travers le monde, Leumi est spécialisée dans les services pour les grandes et moyennes entreprises, le financement international et la gestion de biens pour le compte de clients privés. En Israël, Leumi contrôle une part de marché de 30 %, basée sur une clientèle vaste et diversifiée. La banque est active dans les opérations financières au détail, commerciales et d’entreprise, en particulier dans les domaines de la construction et de l’immobilier, des opérations bancaires privées internationales, des hypothèques et des marchés de capitaux ainsi que des opérations par carte de crédit. En date du 31 Décembre 2011, les capitaux propres du Groupe Leumi s'élèvent à 6,2 milliards de dollars, et l'actif total atteint 95,8 milliards de dollars.
Les filiales israélienne de Leumi comprennent la Mortgage Bank Ltd, l’Arab Israel Bank Ltd, la Leumi Card Ltd, la Leumi Partners Investment House Ltd, la Leumi Capital Market Services Ltd, la Leumi Real Holdings Ltd, la Leumi Industrial Development Ltd, la Leumi Agricultural Development Ltd., la Leumi Leasing & Investments Ltd., la Leumi Finance Company Ltd., ainsi que la Leumi Bank et le-Israel Trust Co. Ltd.
Les filiales étrangères sont situées aux États-Unis, au Royaume-Uni, en Suisse, au Luxembourg et en Roumanie. En outre, le Groupe détient des parts dans les secteurs non bancaires. Les clients de Leumi bénéficient de produits innovants et de services sophistiqués, de technologies bancaires de pointe, de solutions adaptées et de plus de 100 ans d’expertise en bons investissements. Partout dans le monde, Leumi offre à ses clients la commodité d'une banque locale et la sophistication d'une institution multinationale.
Depuis sa création, Leumi a été un partenaire actif dans la communauté. Dans le cadre de son éthique, la Banque verse des aides aux différentes institutions et organisations dans les domaines de l'éducation, de l’enfance et de la jeunesse, de la culture et de l'art, de la communauté et de la société, et de la santé. Ces dernières années, la Banque a souligné son soutien à l'éducation et au développement du leadership ainsi qu’à l'engagement social chez les jeunes. Dans le cadre de son engagement global à la communauté, Leumi encourage ses employés à s'y impliquer, et leur fournit l'infrastructure et la possibilité de faire du bénévolat et de contribuer.
Leumi est classé par Standard & Poors, Moody et Fitch.
Leumi es el mayor banco de Israel y un grupo financiero internacional líder con una de las plataformas bancarias digitales más avanzadas del mundo. Fundado en 1902, Leumi engloba una red de 270 sucursales en Israel y 61 oficinas estratégicamente ubicadas en centros financieros clave de 17 países de todo el mundo, incluyendo Nueva York, Londres, Zurich y Luxemburgo.
Con 13.600 empleados y más de dos millones de clientes en todo el mundo, Leumi está especializado en proporcionar servicios para grandes corporaciones y empresas de tamaño medio, financiación internacional y gestión de patrimonio de clientes privados del banco. En Israel, Leumi tiene una cuota de mercado del 30%, que se basa en una amplia y diversificada clientela. El banco se dedica a la banca corporativa, comercial y minorista, incluyendo construcción y propiedades inmobiliarias, banca privada global, hipotecas y operaciones de tarjetas de crédito y mercado de capital. El 31 de diciembre de 2011, el capital de los accionistas del Grupo Leumi sumó una cantidad de 6.200 millones de dólares, y las acciones totales alcanzaron 95.800 millones de dólares.
Las subsidiarias en Israel incluyen Leumi Mortgage Bank Ltd., The Arab Israel Bank Ltd., Leumi Card Ltd., Leumi Partners Investment House Ltd., Leumi Capital Market Services Ltd., Leumi Real Holdings Ltd., Leumi Industrial Development Ltd., Leumi Agricultural Development Ltd., Leumi Leasing & Investments Ltd., Leumi Finance Company Ltd., y The Bank Leumi le-Israel Trust Co. Ltd.
Posee subsidiarias en el extranjero localizadas en EE.UU., Reino Unido, Suiza, Luxemburgo y Rumanía. Además, el Grupo tiene participaciones en sectores no bancarios. Los clientes de Leumi se benefician de productos innovadores y ofertas sofisticadas de servicios, tecnologías bancarias avanzadas, soluciones a medida y más de 100 años de sólida experiencia en inversiones. Leumi da a sus clientes en todo el mundo las ventajas de un banco local y la sofisticación de una institución multinacional.
Desde su creación, Leumi ha sido una parte activa de la comunidad. Como parte de su ética, el banco realiza donaciones a diferentes instituciones y organizaciones en las áreas de educación, infancia y juventud, arte y cultura, comunidad y sociedad, y salud. En los pasados años, el banco ha enfatizado su apoyo a la educación y el desarrollo del desarrollo del liderazgo y la participación social entre la gente joven. Como parte de su total compromiso con la comunidad, Leumi anima a sus empleados a involucrarse con la comunidad, y les proporciona la infraestructura y oportunidades para ofrecerse como voluntarios y contribuir.
Leumi es valorado por Standard & Poor’s, Moody’s y Fitch.
| language: |  |
 |
 |
