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Israel Discount Bank Limited |
- General
- Message to
Investors - Management
& Directors - Financial
Data - Products
& Services - News
- Other
Sources
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Three Months Ended
December 31 |
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Income Statement Data ($m) |
2011 |
2010 |
| Total Interest Income |
298 |
338 |
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Net Interest Income |
232 |
267 |
| Pretax Income |
22 |
41 |
| Net Income |
58 |
34 |
| Earnings Per Share ($) |
0.05 |
0.03 |
| Data translated at the NIS/$ exchange rate of 12/31/11 |
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Year Ended December 31 |
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Income Statement Data ($m) |
2011 |
2010 |
2009 |
| Total Interest Income |
1,252 |
1,264 |
1,245 |
| Net Interest Income |
1,049 |
1,049 |
984 |
| Pretax Income |
225 |
264 |
368 |
| Net Income |
223 |
184 |
240 |
| Earnings Per Share ($) |
0.21 |
0.19 |
0.24 |
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Data translated at the NIS/$ exchange rate of 12/31/11 |
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| Balance Sheet Data ($m) |
12/31/11 |
12/31/10 |
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Cash & Equivalents |
7,937 |
4,760 |
| Net Loans |
30,459 |
31,056 |
| Total Assets |
52,994 |
48,567 |
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Total Equity |
2,909 |
2,919 |
| Data translated at the NIS/$ exchange rate of 12/31/11 |
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| Key Financial Ratios |
12/31/11 |
12/31/10 |
| Loans/Deposits |
75.9% |
86.0% |
| Avg. Total Equity/Avg. Assets |
8.2% |
6.9% |
| Return on Equity |
5.7% |
5.6% |
| Return on Assets |
0.4% |
0.4% |
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| Business Summary |
12/31/11 |
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Overall Credit
Risk to the Public |
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| Households |
31% |
| Financial and business services |
11% |
| Construction & real estate |
19% |
| Industry |
14% |
| Commerce |
11% |
| Other business services |
6% |
| Public services and other |
8% |
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| Dividend Policy |
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The Bank's Management believes that it would not be possible to distribute a dividend in 2012. |
| Main Shareholders (April 16, 2012) |
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| Treetops Acquisition Group LP |
15.1% |
| Treetops Acquisition Group II LP |
10.1% |
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Credit Card ICC (a company under the Bank's control) issues, markets and supports credit cards - VISA , Diners and MasterCard, which are valid in Israel and abroad. |
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Capital Market Capital market operations include securities activity (excluding activity for the Bank’s own account), portfolio management and pension products. |
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Construction and Real Estate These operations include customers of the Bank’s various divisions operating in the construction and real estate sector. |
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Mortgage Activity - Housing Loans This includes the mortgage operations of the Discount Group in Israel (Mercantile Discount Bank and Discount Mortgage Bank). This segment includes the granting of loans for housing purposes (purchase, construction etc.) and the granting of loans for any purpose secured by a mortgage on a residential apartment or other property. |
Board Of Directors Of Israel Discount Bank Approves Decision To Merge Bank With Discount Mortgage Bank More Info
Board of Directors of Israel Discount Bank Approves Strategic Plan For 2011-2013 More Info
Israel Discount Bank Reported Q1 Net Income NIS 278 Million Compared to NIS 143 Million in Q1/2010, an Increase of 94.4% More Info
All Announcements
The Histadrut and the bank's management have reached agreement as Israel Discount Bank merges with Discount Mortgage Bank. More Info
Discount Bank has yet to respond to the offer but market sources believe that it will not make an offer to purchase. More Info
The banking sector believes Discount Bank's controlling shareholders - the Bronfman family and Rubin Schron - will exploit the new regulations. More Info
Discount Mortgage Bank is Israel's fourth largest mortgage bank. More Info
The announcement follows similar warnings by Bank Leumi and First International Bank. More Info
The Bank of Israel will oppose the sale of Shufersal to the Bronfman family, unless it sells its Discount Bank stake. More Info
The IPO will be held in 2013 in order to help Discount Bank meet the Bank of Israel's new capital adequacy target for Basel III. More Info
Second quarter net profit rose 48% to NIS 231 million. More Info
"We believe that the risk of investing in Israeli bank shares has risen sharply"; ‘Buy’ recommendation reiterated only for Discount Bank. More Info
Net profit was $14 million for the second quarter. More Info
Die Israel Discount Bank ist eine der führenden Finanzgruppen in Israel. Mit ihrer landesweiten Reichweite und ihrer starken sowie wachsenden innerländischen Lizenzvergabe bietet die Discount Bank ihren Kunden sowohl in Israel als auch in den wichtigsten Finanzzentren das komplette Spektrum an Finanzprodukten und services für Firmen und Privatkunden.
In Israel besteht die Discount Group aus Geschäftsbanken und Finanzserviceunternehmen mit Aktivitäten im Bereich Kreditkarten, Investmentbanking, Portfoliomanagement und Treuhanddienstleistungen. Zusammen mit der Mercantile Discount Bank betreibt die Gruppe über 200 Geschäftsstellen im gesamten Land mit der Versorgung aller Einzelhandels- und Firmensektoren.
Im Ausland ist die Bank über ein Netzwerk an Tochterunternehmen, Zweigstellen und Vertretungsbüros in Nordamerika, Europa und Lateinamerika mit Fokus auf Geschäfts- und Privatbanking tätig. Die Israel Discount Bank New York (IDBNY) ist die größte Bank außerhalb Israels, die in israelischer Hand ist.
Hinsichtlich der unternehmerischen, sozialen und ökologischen Verantwortung gehört die Discount Bank zu den führenden israelischen Unternehmen und wird vom Maala Index unter die Top Zehn eingestuft. Außerdem wurde die Discount Bank in den FTSE4GOOD-Index aufgenommen.
Die Discount Bank ist Mitglied der Börse in Tel-Aviv (TASE: DSCT). Mehrheitsaktionäre bilden 25%, während 75% der Aktien von der Öffentlichkeit getragen werden. Die Forschung und Abdeckung der Bank wird von Barclays Capital, CITI, Clal Finance Brokerage, Deutsche Bank, DS Invest, IBI, Leader Capital Markets, Meitav Brokerage, Psagot und UBS realisiert.
La Israel Discount Bank est un groupe financier de premier plan en Israël. Avec une couverture nationale et une action de franchise nationale solide et en croissance, la Discount Bank offre un éventail complet de produits et de services financiers pour ses clients, entreprises ou particuliers, en Israël ainsi que dans des centres financiers majeurs dans le monde.
En Israël, le Discount Group est composé de banques commerciales et de sociétés de services financiers, et agit dans le domaine des cartes de crédit, de services bancaires d'investissement, de gestion de portefeuille et des services fiduciaires. En partenariat avec la Mercantile Discount Bank, le groupe exploite plus de 200 succursales à travers le pays, gérant tous les secteurs du détail et des entreprises.
À l’étranger, la banque opère au travers un réseau de filiales, de branches et de représentants en Amérique du Nord, en Europe et en Amérique Latine, avec une action prioritaire dans les services bancaires pour les entreprises et les particuliers. La Israel Discount Bank New York (IDBNY) est la banque israélienne la plus importante parmi celles agissant hors des frontières nationales.
En termes de responsabilité sociale et environnementale de l'entreprise, la Discount Bank compte parmi les plus grandes sociétés israéliennes et est reconnue parmi les dix premières sociétés selon l'indice Maala. En outre, la Discount Bank a été inscrite dans la FTSE4GOOD Index.
La Discount Bank est membre de la bourse de Tel-Aviv sous le nom de DSCT (TASE). Les actionnaires majoritaires détiennent 25 %, les 75 % restants étant détenus par le public. La recherche et l’assurance de la banque sopnt pris en charge par les sociétés suivantes : Barclays Capital, CITI, Clal Finance Brokerage, Deutsche Bank, DS Invest, IBI, Leader Capital Markets, Meitav Brokerage, Psagot et UBS.
Israel Discount Bank es un grupo financiero líder en Israel. Con cobertura nacional y una fuerte y creciente franquicia doméstica, Discount Bank proporciona un amplio espectro de productos corporativos y financieros y da servicio a sus clientes tanto en Israel como en centros financieros clave de todo el mundo.
En Israel, Discount Group se compone de bancos comerciales y empresas de servicios financieros, activos en tarjetas de crédito, banca de inversión, gestión de carteras y servicios de fideicomiso. Junto con el Mercantile Discount Bank, el Grupo opera en más de 200 sucursales de todo el país, ofreciendo servicio a todos los sectores corporativos y minoristas.
En el extranjero, el banco opera a través de una red de subsidiarias, sucursales y oficinas de representación en Norteamérica, Europa y Latinoamérica, centrándose en la banca privada y comercial. Israel Discount Bank New York (IDBNY) es el mayor banco de propiedad israelí que opera fuera de Israel.
En términos de responsabilidad corporativa, social y medioambiental, Discount Bank está entre las corporaciones punteras israelíes, y está considerada entre las diez mejores compañías por el Maala Index. Además, Discount Bank ha sido incluido en el FTSE4GOOD Index.
Discount Bank es miembro de la bolsa de Tel Aviv (TASE: DSCT). Los accionistas mayoritarios constituyen el 25%, con un 75% de las acciones controladas por el público. Barclays Capital, CITI, Clal Finance Brokerage, Deutsche Bank, DS Invest, IBI, Leader Capital Markets, Meitav Brokerage, Psagot y UBS ofrecen cobertura y estudios sobre le banco.
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